CTC-to-In-hand Salary Calculator
₹
%
₹
Basic salary (annual)₹0
Employer PF contribution₹0
Gross salary (paid to you)₹0
Employee PF deduction₹0
Professional tax₹0
Income tax (estimated)₹0
Take-home (monthly)₹0
Take-home (annual)₹0
Assumes Employer & Employee PF at 12% of basic each, and only the standard deduction (no other 80C/HRA declarations) — actual in-hand can differ based on your company's specific salary structure and declared investments. Use the Income Tax Calculator above for a more detailed regime comparison.
How this works
converts an offer's CTC into real monthly take-home, regime toggle included
This calculator gives an illustrative estimate only and is not financial, tax, or investment advice. Actual figures may vary based on your lender, fund, or applicable rules. Please verify with a licensed advisor before making a decision.