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Loan Prepayment / Part-payment Calculator

%
yrs
Current EMI₹0
Without prepaymentWith prepayment
Tenure0 yrs0 yrs
EMI₹0₹0
Total interest₹0₹0
Interest saved₹0

"Reduce Tenure" keeps your EMI the same and pays off the loan sooner. "Reduce EMI" keeps your tenure the same and lowers your monthly payment. Reducing tenure almost always saves more interest overall.

How this works

toggle between "reduce tenure" and "reduce EMI," full before/after comparison table with interest saved

This calculator gives an illustrative estimate only and is not financial, tax, or investment advice. Actual figures may vary based on your lender, fund, or applicable rules. Please verify with a licensed advisor before making a decision.