Home Loan Eligibility Calculator
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Maximum eligible EMI₹0
Eligible loan amount₹0
FOIR (Fixed Obligation to Income Ratio) is the share of your income banks allow toward all EMIs combined — typically 40–60% depending on income level and lender policy. This is an estimate; actual eligibility also depends on credit score, employment type, and the specific lender's norms.
How this works
income, existing EMIs, FOIR% → max EMI and eligible loan amount
This calculator gives an illustrative estimate only and is not financial, tax, or investment advice. Actual figures may vary based on your lender, fund, or applicable rules. Please verify with a licensed advisor before making a decision.